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Which doesn 't mean scrimp on the clothes .

但这并不意味着在着装上精打细算。

Only a small proportion ( 11 % of younger households ) have a mortgage , and those that do scrimp and save to try to pay it off in five years .

只有很小一部分人（11%的较年轻家庭）有抵押贷款，并且这些人精打细算地存钱为了能在5年内还清贷款。

And yet the more they scrimp on investment , the more joblessness , especially among the young , will deepen japan 's sense of malaise .

但是他们越是在投资上节省资金，失业也就会更多，特别是在年轻人之中，这将会是日本萎靡不振的意识进一步恶化。