We are all products of our time and we only have hindsight .
我们都是时代的产物，而我们都只有事后聪明。
No. 2 the future is not the past , and hindsight is not foresight .
未来不是过去，事后聪明不是深谋远虑。
Not only would the banks have acted differently with hindsight , but the treasury would want them to , in the interests of higher revenue and more price transparency .
