The first scenario is the catastrophic one in which the whole banking system based on a fractional reserve collapses .
第一种,整个基于部分准备金的银行系统灾难性的彻底崩溃。
As if to emphasise its exclusivity , buyers at allamanda may also buy 5 per cent fractional shares in a beneteau 505 sailing yacht a must for hopping through the so-called " caribbean chain " of islands , which has st lucia roughly in the middle .