The failure rate on the bar exam is discouragingly high .
律师考试的不通过率高得让人泄气。
Discouragingly , the finnish reactor , originally priced at 3 billion ( & pound ; 2.1 billion at the time ) , is three years late and around 2 billion more expensive than expected .
The problem is that mortgage rates are not the obstacle to recovery in housing ; cheap mortgages are of little use to buyers if lending standards are inappropriately and discouragingly high .
