Mr werner says that he is concerned about bad loans in the manufacturing sector , which were paid less attention as the market focused on the health of property developers .
沃纳称，他担忧制造业部门的不良贷款，制造业较少受到关注，原因是市场聚焦于房地产开发商的状况。
But mike werner , bank analyst at bernstein research , said a business model that remains based on aggressive expansion of the loan book means major players like bank of china and agricultural bank of china may have to ask investors for a fresh injection of funds as early as 2012-13 .
